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Proposition 103

News Release
10/13/2014
Posted by Jamie Court
Santa Monica, CA -- In response to the Associated Press’s disclosure of unusual no-bid contracts between California’s insurance exchange Covered California and well-connected insurance executives, Consumer Watchdog called upon the Attorney General of California to launch an independent investigation of various contracts at the agency...
News Release
10/10/2014
Posted by John M. Simpson
SANTA MONICA, CA – Public challenges to insurance rate requests have saved consumers $3.063 billion on auto, homeowners and medical malpractice policies over the last 12 years, demonstrating the potential savings under Prop 45 which applies the same limits on health insurance rates, Consumer Watchdog said today. Proposition 45 on the...
News Story
10/10/2014
Posted by Mark Reback
California's initiative process can shine a bright light on how money and influence work their magic in American politics. Unlike in the legislature, there are no back rooms where favors can be traded; everything's got to be done in public — campaign contributions are subject to public disclosure, and what you see in campaign...
Video
10/10/2014
Posted by Mark Reback
Health insurance regulators review rates, and they may even find them unreasonable. But there is no law to force insurance companies to comply with a regulators recommendations. Proposition 45 would change that.
News Story
10/10/2014
Posted by Mark Reback
Editorial: Prop. 45: Health Insurance. Allows state’s insurance commissioner to reject health insurance price changes. Requires insurance commissioner’s approval before health insurer can change its rates or anything else affecting the charges associated with health insurance. Provides for public notice, disclosure, and hearing, and...
News Story
10/9/2014
Posted by Mark Reback
Click here to listen to the audio of this radio news segment. A measure on the November ballot would give California’s elected insurance commissioner power to reject health insurance premium increases for people in individual and small group plans. But as Health Care Reporter Pauline Bartolone in Sacramento explains, that policy change...
News Story
10/8/2014
Posted by Mark Reback
Californians are split over a high-profile voter initiative that opponents say could complicate the future of President Barack Obama ’s health-care law in one of the states that has gone furthest to embrace it. Proposition 45 would grant California’s insurance commissioner new powers to veto health-insurance premium increases for...
News Story
10/7/2014
Posted by Mark Reback
From the start, even fans recognized that one of Obamacare’s great weaknesses was its failure to regulate insurance rates. Washington orders you to buy insurance, but can’t police how insurance companies raise your rates, a decision that made the Affordable Care Act a big moneymaker for the insurance industry. Now, determined to...
News Story
10/6/2014
Posted by Mark Reback
Click here to listen to the audio of this radio news broadcast. Proposition 45 on the November state ballot would give the California insurance commissioner’s office the same power to regulate health insurance costs as the office has over auto and homeowner rates. Opponents argue that the proposition's timing and approach are wrong,...
News Story
10/4/2014
Posted by Mark Reback
WHAT IT DOES: Requires the California insurance commissioner to approve rates for certain types of health insurance, specifically individual and small group health plans. The rate-approval process would be similar to a process that is currently used for other types of insurance, such as automobile and homeowner's policies. WHO SUPPORTS IT:...